Car insurance: Take out your car insurance in Spain

Is car insurance compulsory in Spain?

In Spain, the only compulsory insurance that exists is third party liability insurance, which is compulsory for any vehicle registered to the DGT (General Directorate of Traffic).

Why take out car insurance?

Taking out civil liability insurance will enable your insurance company to cover the expenses that may result from an accident in which your vehicle is involved and for which you are responsible. It will not only be used to repair the person’s car, but will also provide the corresponding compensation.

What kind of formulas exist in Spain?

There are 3 formulas that you can take out to insure your vehicle:

• Third party: will cover your civil liability in the event of an at-fault accident.
• Third party theft and fire: will cover your civil liability in the event of an at-fault claim, but also for damage linked to theft and fire.
• Fully comprehensive with/without deductible or excess: in addition to your liability insurance,  the insurance will also cover any damage your vehicle may have suffered.

I have a no claim discount in UK : will it be applied in Spain?

Not all companies will apply your no claim discount

As insurance broker specialising in insurance for expatriates living in Spain, we have specific agreements with the insurance companies and we will be able to apply your no claim discount without any problem.

To receive a car insurance quote, you can ask for a quote by clicking here.

Can I insure my vehicle with a UK registration in Spain?

Yes, without any problem because we have a specific agreement with an insurance company. The insurance will be valid for 12 months, renewal every year,  and you will be able to insure it third party, third party with theft or fire or fully comprehensive.

If you do not have Car insurance, do not hesitate to ask us for a comparison of the best insurance here

If you have any questions, please do not hesitate to contact us directly by phone on +34 93 268 87 42 or through WhatsApp on +34 627 627 880 or by email: [email protected]