Life Insurance in Spain - Get your free quote with INOV Expat

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Life insurance is a type of personal insurance that covers the risks of the insured party’s disability or death. The main purpose of this type of insurance is to guarantee one’s financial security in the case of a disability and that of any dependent of the insured party in case of death.With this type of insurance, there are three possible intervening parties:

The policyholder, the insured party and the beneficiary.
The policyholder is the person who signs the policy and pays the premium.
The insured person is the person whose disability or death determines the payment of the insured capital and the beneficiary is the person who would receive any indemnity.

There are different policy types, but the most common are:

Temporary life insurance: a periodic premium is paid for a guaranteed capital in the event of death or disability. The policy is renewed annually and the premium increases each year based on the insured party’s age.
Payment protection (or fixed premium) life insurance: a constant premium is paid for a defined term. This type of insurance is mostly used for cases where you wish to guarantee the payment of a mortgage.

There are many reasons for taking out a life insurance policy and they depend on each person:

If you are head of household and have children who depend on you and wish to guarantee your family’s future
If you exercise a risky profession, you frequently drive or do any risky sports
If your home is mortgaged, your mortgage payments will be covered in the event of an accident.
Young people take out this type of insurance to protect themselves from a disability that could affect their career.

Don’t think twice about contacting us so we can present you the best life insurance in Spain adapted to your own needs.

Inov Expat

We are an insurance brokerage firm that works with more than 20 insurance companies to be able to offer you life insurance that is particularly well suited to your needs at the best price. We will assist you with all phases of your life insurance, answering all your questions and, above all, acting as your liaison to defend your interests against insurance companies in the event of a claim.