Medical network of insurance companies: Guide to understand how it works Medical network : How does it works ? You have taken out health insurance and now want to go to the doctor. You will need to consult a doctor that is affiliated to your insurance company. With your insurance card, coverage...
Community Insurance in Spain: All you need to know in 6 questions Communities of property owners and building is exposed every day to multiple risks which require the availability of urgent and necessary services to face them. It is therefore important to take out insurance, called in Spanish “seguro de comunidad”...
Contractors All Risks construction insurance: What does it cover? Why take out Contractors All Risks construction insurance (CAR)? The purpose of All Risks construction insurance (CAR) is to cover material damage occurring on the construction project (example: fire, landslide, incorrect operation of a machine, etc.) The policyholder is generally the promoter, the main...
Construction insurance in Spain: How to choose the right one? Julia Jannin, Managing Director at Inov Expat, helps us to better understand how insurance that protects construction in Spain works. Three legal obligations In Spain, the construction sector is regulated by the LOE (Ley de ordenación de la Edificación) of 5/11/1999. This law consists...
Car insurance: Take out your car insurance in Spain Is car insurance compulsory in Spain? In Spain, the only compulsory insurance that exists is third party liability insurance, which is compulsory for any vehicle registered to the DGT (General Directorate of Traffic). Why take out car insurance? Taking out civil liability insurance will enable...
Analysis Vectors by Vecteezy How does the private health system work in Spain? In Spain, there are two health systems: public and private. In addition to social security, both Spanish citizens and expatriates can access healthcare more quickly thanks to the private health system. Presentation of private insurance and how it works...
Company Civil Liability Insurance: all you need to know in 3 questions! As a professional, you can cause damage and injury to third parties and it is important to take out liability insurance that is adapted to the specific risks of the company. Why take out Civil Liability insurance? By law, you are...
Differences between Business Liability and Professional Liability Business Civil Liability insurance or also called General Civil Liability covers damage caused in the course of the company's activity. Business liability and professional liability seem quite similar, but they are different concepts. Insurance that includes professional liability cover mainly covers economic damage resulting from...
The D&O insurance: Everything you need to know What is Directors & Officers Liability Insurance? A Directors & Officers insurance or D&O insurance, is a liability insurance that protects the members of the administrative body of a company and the persons of the company who hold management positions and whose decisions are...
Everything you need to know about Professional Liability Insurance No one is exempt from making a mistake or neglecting a detail, which is why it is essential for a company to have Professional Civil Liability insurance adapted to its activity. What does professional liability insurance cover? It covers liability derived from errors, omissions...
